At ING we strive to be a banking leader in driving the transition to a low-carbon economy and a sustainable future. We do this with our Terra approach, which uses science-based and sector-agreed pathways for getting our in-scope sector portfolios in sync with reaching net zero by 2050, and guides us in making business decisions that aim to accelerate the transition. And as the science evolves and the available data improves, we dynamically update Terra so that we’re using the latest insights and conclusions. The presentation will shed a light on ING’s Terra approach as well as explain how we map transition plans for our clients.